NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN:
That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 30, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,612.00
MORTGAGOR(S): Monica L Miller, a Single Person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment and Loan
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
SERVICER: Ocwen Loan Servicing, LLC
LENDER: Fremont Investment and Loan.
DATE AND PLACE OF FILING: Carver County Minnesota, Recorder, on September 14, 2005, as Document No. A 423847 Said Mortgage Was Modified and Recorded on June 21, 2011 as Document No. A539181.
ASSIGNED TO: HSBC Bank USA, National Association, as Trustee for Nomura Home Equity Loan, Inc., Asset-Backed Certificates, Series 2006-FM1 Dated: August 19, 2008 , and recorded August 25, 2008 by Document No. A 488290.
LEGAL DESCRIPTION OF PROPERTY: Unit No. A311 and garage G30, Common Interest Community No. 68, Powers Ridge Condominium Homes. Carver County, Minnesota.
PROPERTY ADDRESS: 1331 Lake Drive West A311, Chanhassen, MN 55317
PROPERTY I.D: 25-6350071/ 25-6350120
COUNTY IN WHICH PROPERTY IS LOCATED: Carver
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Five Thousand Five Hundred Five and 85/100 ($185,505.85)
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: 10:00 AM on April 4, 2013
PLACE OF SALE: Carver County Sheriff`s Office, North Main Entrance of the Carver County Justice Center, Main Lobby, 606 East Fourth Street, Chaska, Minnesota 55318
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 4, 2013, or the next business day if October 4, 2013 falls on a Saturday, Sunday or legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: February 14, 2013
HSBC Bank USA, National Association, as Trustee for Nomura Home Equity Loan, Inc., Asset-Backed Certificates, Series 2006-FM1
Randall S. Miller and Associates, PLLC
Attorneys for Assignee of Mortgage/Mortgagee
Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100
Minneapolis, MN 55402
Our File No. 11MN00852-3
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(Published in The Waconia Patriot Feb. 14, 21, 28, March 7, 14 and 21, 2013)